10 innovative achievements of China's free trade zones in 2018

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9. Hubei's Wuhan launches innovative 'insurance-loan linked' financial products

In order to effectively solve the financing problems of small and medium-sized technology-based enterprises, Wuhan Area of Hubei Free Trade Zone has cooperated with insurance companies and banks to launch a series of "insurance-loan linked" financial products according to different financing needs.

With these products, small and medium-sized technology-based enterprises without collateral or guarantees can obtain bank loans only by paying lower premiums to purchase relevant warranty insurance policies.

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