一周熱詞榜（12.3-9）

5. 裸貸
nude loan

請看例句：

In the recent "nude loan" scandal, hundreds of photos of naked women used as collateral for loans issued via some online lending platforms were posted online.
近日發(fā)生的"裸貸"丑聞中，數(shù)百張女性裸體照片被傳上網(wǎng)，它們被當(dāng)事人當(dāng)作從某些網(wǎng)絡(luò)借貸平臺借款的抵押。

"裸貸(nude loan)"指一些年輕女性通過網(wǎng)絡(luò)借貸平臺(online lending platform)借款時，被要求提供裸體照片當(dāng)作貸款抵押(provide naked photos as collateral for loans)。這些女性大多數(shù)社會經(jīng)驗不足(lack social experience)，經(jīng)濟能力較弱，愿意接受高息貸款(high-interest loan)，很容易成為放高利貸者(loan shark)的目標(biāo)。一旦未能按時償還貸款(fail to repay the loans in time)，放貸者就會威脅將照片公之于眾或發(fā)給其家人(threaten to publish the pictures or send them to their families)。

"裸貸"丑聞("nude loan" scandal)引發(fā)社會廣泛關(guān)注。專家稱，我國對快速增長的P2P市場(fast-growing peer-to-peer marketplace)的監(jiān)管仍然不足。目前國內(nèi)從事P2P業(yè)務(wù)的平臺有近2600個，專家建議這些網(wǎng)絡(luò)借貸平臺完善信用評估(credit assessment)、金融咨詢(financial consulting)和沖突解決方案(conflict resolution)等服務(wù)。

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