Companies owning IP rights file financing applications. The evaluation company issues analysis reports. The guarantee company or the debt foundation offer guarantee or credit enhancement after the reports are approved.

Companies winning credit enhancement can acquire indirect financing from the alliance members in a more efficient way.

If a company fails to pay back its loans, the debt and credit foundations will initiate pretreatment procedures to minimize risks for the banks.

After the pretreatment procedures, the credit enhancement institutions hold the IP rights for a short term, during which they can license or transfer the rights.

The credit investment foundation and member financing institutions in the alliance can acquire the right transferred from the debt foundation.

They also have priority to invest in the companies that succeed in paying their loans.